Haury explains how the error rates are supposed to mirror stringent standards in the banking industry for check processing. In a surprise to no one, the error rates in elections are not only abysmal, but as chief author of HAVA, provides his expert opinion that the law has not been followed during course of over two decades. Haury also breaks down the legal deficiencies found under the National Voter Registration Act and his observation of voter rolls having tremendous error rates.